User Terms and Conditions Terms of Agreement and Conditions

Last Updated: February 19, 2020.
Zone Globe Inc. is the owner and operator of and its affiliated sites,  (hereinafter “we”, “us”, or the “Website”), and welcomes you to the Website, an online, world-wide social networking service that allows members to create unique personal profiles online in order to find and communicate with old and new friends. The Website allows Members to en-gage in one-to-one video communications and exchange text, photos and videos. The Website does not produce the content shared between individuals, nor does it modify this content in any way, other than to delete content that fails to comply with these Terms of Service or applicable law. It is important to us that you have the best possible experience while using the Website, and that, when you use this Website, you understand your legal rights and obligations. This terms-of-use agreement (“Agreement”) between you and us governs your use of the Website and the Ser-vices we offer to you through the Website (“Services”). The terms of this Agreement apply (1) to the entire contents of this Website (regardless whether you purchase Services), (2) to any associ-ated websites that we own or operate and that we grant you access to as part of your registration, and (3) to any electronic message exchanged between you and us.  Additional contractual provi-sions apply to any model broadcasting on this Website, or Studios with whom we do business.
Please read this Agreement carefully before using our Website because it is a legally binding agreement between you and us. We ask that you pay special attention to the following provi-sions: (1) user conduct and chat room rules (sections 9 and 10); (2) disclaimer of warranties (section 12); (3) limitation of liability and exclusion of damages (sections 13 and 14); and (4) dispute resolution (section 20). Checking the designated box and/or clicking on the “I Agree” button (or similar syntax) on the web page demonstrates your express consent to all of these terms even if you do not read them. If you do not want to accept these terms, you must leave the Website immediately. Browsers of the site who have not signed up as Members are bound by these terms if they have viewed the site, and continue to access or navigate the site.  If you vio-late any of these terms, we will cancel your registration to the Website, and may pursue addition-al legal remedies. We may revise these terms on one or more occasions by updating this webpage as discussed below in Section 24. We will deem your continued use of the Website after we post the changes as your acceptance of the changes.  If you do not agree to any future changes, please cancel your membership.

This Agreement contains disclaimers of warranties, limitations on liability, releases, a class-action waiver, and the requirement to mediate and arbitrate all claims that may arise under this Agreement. These provisions are an essential basis of this Agreement.
This is a legally binding Agreement between you and the owner and operator of, including any successor or affiliated company or entity. You must be at least 18-years old and have reached the age of majority and legal consent in the jurisdiction in which you live or reside to agree to this Agreement. By clicking on the words “I agree,” “Submit,” or similar syntax, you are electronically signing this Agreement, and therefore agree to be bound by and acknowledge your complete acceptance of all the express and incorporated terms of this Agreement. If you do not agree to this Agreement or do not meet the age re-quirements, you must not register.
No Prostitution or Sex Trafficking. The promotion or solicitation of prostitution, escort ser-vices, personal companions, etc. are contrary to the purposes of and will not be tolerated in any fashion. Promoting or offering prostitution or escort services in connection with this Website is strictly prohibited. Any Member that utilizes the Website for the promotion of prostitution or escort services in any way will be removed from the Website immediately. This includes the use of hyperlinks to external websites promoting prostitution, URLs promoting pros-titution, and any other activity that considers as promotions or offers of prosti-tution or escort services.

1.  Description of Service; Age of Majority; and Legal Certifications,Definition

 1.1 This Website provides online interactive video, audio, and live content primarily post-ed by third parties that is adult-oriented in nature. By accessing this Website, you may see explicit                    sexual activity. Access and membership to the Website is free of charge. The only time we will charge you is if you purchase credits for use on the Website, which is optional. 
 1.2 You must be at least 18-years old or the age of majority in your jurisdiction to use this Website. We do not intend anyone under 18-years old or the age of majority in their                                         jurisdiction to view this Website. We limit access to the Website to adults (1) who are at least 18-years old; and, (2) who have reached the age of majority in their jurisdic-tion. If you are not                 the age of majority in your jurisdiction, you may not access the Website, and must leave the Website immediately. 
 1.3  By accessing the Website or purchasing Services, you certify to us that: 
 1.3 (A) You have reached the age of majority in your jurisdiction and that you have the legal capacity to agree to these terms and enter into this Agreement; 
 1.3 (B) If purchasing Services, you own or have legal access to the payment method used in connection with your membership account and/or the relevant pur-chase, and have                                   authorized us (or our  third party payment processing agent) to charge the selected payment method in accordance with the amount of your purchase;
  1.3 (C) You are aware of the adult-oriented nature of the content provided on the Website and that you are not offended by this content;
  1.3 (D) You are familiar with your jurisdiction’s laws affecting your right to access adult-oriented materials; 
  1.3 (E) You have the legal right to access adult-oriented materials and we have the le-gal right to transmit them to you;
  1.3 (F) You are willingly accessing the Website, and voluntarily requesting adult-oriented materials for your own private enjoyment; and
  1.3(G) You will not share these materials with a minor, access this Website in the presence of a minor, or otherwise make these materials available to a minor.
   1.4  Member/Customer/Subscriber – The visitor who signs up to the services of the  site.
   1.4.1.Token Balance – At, Members have the opportunity of obtaining Token to pay for premium services(private chat,cam2cam chat,spy,snapshot,tip,gifts  and etc.), by                    purchasing packages. Payments are se-curely processed by our payment processors, and the purchased 
    consequently appear on the Member’s account as a balance.
   1.4.2. Free Chat – An uninhibited option to interact with Adult Service Providers in a form of writing on-screen text messages.
   1.4.3. Private Chat – In Private Chat, Members are permitted to write or even talk (voice communication) in exclusion from the general users.
   1.4.4. Cam2Cam Chat - In Cam2Cam Chat, Members are permitted to write or talk (voice communication) with ASPs face-to-face, in exclusion from all other Members and visitors.

   1.5 Neither nor any party involved in creating, producing, or delivering the service or content is liable for any direct, incidental, consequen-tial, indirect or  punitive damages             arising from the access to, use of, or interpreta-tion of, the services, products or information provided by or through, without prejudice to the  terms established below in                  the present Agreement.
   1.6 Any approval from the customer (Via email, or online chat), the Customer Service Team will initiate a remotely controlled session to access the customer’s                                 computer in order to fix technical problems or to gain sys-tem information to find the origins of an error. Approving ‘remote control ses-sion’, the customer undertakes and agrees to waive any             legal action he may have against as well as its staff, in relation to the remotely controlled session.

2.  No Underage Content or Exploitation of Minors
    All persons who appear in any visual depiction of actual or simulated sexually explicit con-duct found on the Website were 18-years old or older at the time of the creation of the depictions. The          Website contains no underage content. We take a strong and definite stand against any content depicting minors and only permit visual media of consenting adults  for consent-ing adults. If you        see any visual media, real or simulated, depicting minors engaged in sexual activity within the Website, please immediately report this to us at include with           your report all appropriate evidence, including the date and time. We will immediately investigate all reports and take appropriate action. We cooperate with any law enforcement agency                      investigating underage content. We operate as the provider of an interactive computer service. Pursuant to federal law, we are  immune from claims arising from the publication or                                transmission of content submitted by our users.  
   3. Limited License to Use the Website
   3.1 We grant you a limited, nonexclusive, nontransferable license to access the Website and its content according to these terms.
    3.1(A)  By “access,” we mean visit the Website, use its Services, and view its con-tent. 
    3.1(B)  By “content,” we mean any materials, including text, communications, im-ages, sounds, streams, videos, profiles, software, data, or other infor-mation. 
    3.2  You must comply—and you agree to comply—with all applicable laws when access-ing the Website. We reserve the right to change, limit, or cancel your access if you fail to comply with              the terms of this Agreement. 
   3.3 You may only access the Website for your personal, noncommercial use. You will not use any content that you access on the Website for further distribution, performance, display, sale, or          rental. You will not record any content, or make any content available on any peer-to-peer network, file sharing service, or other system used for mass transmittal  of digital material to others.              You acknowledge that recording and display-ing content disseminated on this Website violates intellectual property laws, which carry substantial  penalties and fines. Finally, you will  not solicit            any other members or models/performers to use or participate in the Services of any third party website(s) providing the same or  similar Services as this Website. Doing any of this may subject          you to immediate civil and criminal liability—we reserve the right to pursue legal action against anyone engaging incommercial solicitations on this Website.
4. Registration

 4.1 Username and Password. To fully access the Website, you must register an account by creating a unique username and password. You must keep your username and password                           confidential; we will hold you responsible for all activity initiated under your account. You will not allow anyone under 18-years old, or who has not reached the age of majority in your jurisdiction, to     use your credentials to access the Website. If we discover that you have done this, we may immediately cancel your access to the Website without advance  notice. Please contact us immediately   if you know or suspect that someone is using your username or password without your authorization. You will need to give us all information  you have about the unauthor-ized use and cooperate f   fully with us in investigating the matter. We may request that you adopt additional security procedures when accessing the Website in the future to prevent further unauthorized use. 

4.2 No Account Sharing. Your account credentials are for your personal use only. You will not share access to your account with anyone else. We cannot allow multiple per-sons to use the same account, and the Website utilizes several techniques to detect such unauthorized account use. If we discover that multiple persons are using pass-word for a single account, we may suspend the relevant account, or otherwise block your access to the Website without notice. In appropriate cases, we may transmit new account credentials to you, unless we determine that you are responsible for the unau-thorized sharing. We are not responsible for, and will not refund any charge be-cause of any down time or inability to access the Website that you experience be-cause of the username or password change.
4.3 Tokens; Foreign Transaction Fees; Promotional Tokens; Virtual Currency
4.3 (A) Tokens. The only thing that costs members money on the Website is tokens. Tokens have no cash value and are for entertainment purposes only. Unused tokens are not eligible  for any full or partial refunds. We offer you the oppor-tunity to purchase different amounts of tokens. The costs for tokens are displayed on our Website.
 4.3(B)  Price.The Website charges the following amount of tokens per chat, which includes but is not limited to group chat, private chat, full private chat, and voyeur/spy chat: fifteen (15) tokens per   minute for group chat, thirty (30) to-kens per minute for private chat, forty five (45) tokens per minute for full private chat, and seven (7) tokens per minute for  voyeur/spy chat. Token prices are   subject to change at the sole discretion of Website.
 4.3(C) Reservation of Right to Charge Additional Fees. We reserve the right to charge additional fees for access to the Website, or any of its features or Services, and to change our  fee structure at   our discretion.
 4.3(D) Foreign transaction & similar fees. We may use token card processors or banks outside the United States to process your transactions. In some in-stances, your bank or token card issuer may charge you a foreign transaction or similar fee or charge. In addition, if you are outside of the United States or making a purchase in a currency other than U.S. Dollars, the payment pro-cessor may add a surcharge for the currency conversion. Before purchasing any Services, please check with your bank or token card issuer for more information about its policies regarding foreign transaction and similar fees and charges. 
 4.3(E) Virtual Currency.  We may permit members to purchase tokens using one or more virtual currencies or alt coins, such as Bitcoin. Acceptance of such payment method is in our  sole discretion, and may be of limited duration. Any payment in virtual currency is irreversible. Refunds of virtual currency payments is at our sole discretion, and may take the form  of virtual currency transfer, or corresponding cash value of the requested refund, at our option. Additional administrative fees may accompany virtual currency transactions. 

 4.4 Billing and Payment. All purchases are one-time charges, meaning we will never charge you again for the same purchase. We do not use recurring charges. We will bill you using the billing method you selected when you made your purchase. You au-thorize our third party payment-processing agent or us to make these charges using your selected billing  method. For payment by token or debit card, you must ensure that all your token or debit card information is current and accurate

4.5 Billing Providers. The Website may use multiple billing providers to process payment transactions. Neither the billing providers nor any person or company related to the billing   providers hold any ownership interest in this Website, nor receives any finan-cial benefit from this Website, other than a fee paid by the owner of this Website to the billing provider  for the Services performed by the billing provider. The billing pro-vider has no control over the Website, or any of the design, layout, content, subject matter, products, Services, or   persons that appear on or that are linked to the Website, or the geographical areas into which the Website may disseminate, broadcast, or per-mit the downloading of or access to the   content or Services offered by the Website. 
 4.6 Billing Errors. If you become aware of any errors in billing, please notify us prompt-ly. You release us from all liability for any error you do not report to us within thirty (30) days after you receive   the bill in which the error first appeared. 
 4.7 We will work with our third party token card processors to ensure proper billing and correction of errors brought to our attention.
 4.8 Refunds. 
 4.8(A We may provide refunds at our own discretion, but we have no obligation to do so. Issuance of refunds, whether in tokens or money, is determined on a case-by-case basis.
 4.8(B) We are not able to issue token refunds for private shows, tips, and/or group shows. Models are not able to issue refunds for any gifts or products purchased. 
 4.8(C) If you contact the payment processor or token card company directly and ask them for a refund, our system will automatically assume that the charge came from a stolen token  card and will   therefore blacklist you from ever returning to our Website.
 4.8(D) To request a refund, you must first contact our customer service depart-ment by contacting us at  Requesting a refund from our payment  processer(s) and/or your banking entity directly, without first contacting our customer support, may result in permanent termination of your access to the Website due to fraud   prevention practices. 
5. Cancellation
 5.1 Your Right to Cancel. If you would like your account canceled, you may delete your account through the “My Account” page. If you need help or have any questions, please  contact us at and we will be happy to assist you.
  5.2 Our Right to Cancel. We may cancel your account, or suspend or terminate your ac-cess to the Website at any time, for any reason. If your token card provider seeks re-turn of  any previous charges, we reserve the right to seek reimbursement from you for such charges, as well as any additional costs incurred by us in doing so. 
6. Suggestions
  We appreciate and welcome any suggestions that you may have to improve the Website. You may send us any suggestions by contacting us at  You agree that we can use any idea or suggestion you give to us royalty-free, worldwide, assignable, and in perpetuity without any attribution or compensation to you. We have no obligation to keep any suggestion you submit to us confidential, regardless of any contrary notations in trans-missions to us. 
7. Third-Party Links
 7.1 This Website may contain links to other websites operated by other entities that are completely independent from us. These linked websites are not under our control and we are  not responsible for their contents or links. Including a link on this Website does not imply our endorsement of any linked website or its contents. You assume the risk of accessing   any third party site that might be linked to the Website.
 7.2 If you access any of these linked websites, you will leave this Website. If you decide to visit any linked website, you do so at your own risk and subject to any user agree-m ts linked website, includ-ing third-party feeds from other websites. You should contact the website adminis-trator or webmaster for those third-party websites if you have any concerns regarding the links,                 content, or Services on those websites.
8. Intellectual Property Rights
    8.1 We own or have the license/permission to use all text, graphics, user interfaces, visual interfaces, photographs, videos, trademarks, logos, sounds, music, artwork, and computer code,                  including the design, structure, selection, coordination, expression, “look and feel,” and the arrangement of this content, contained on this Website. Performers retain  copyright ownership of their       content and performances, which are licensed to for use by the Website. You acknowledge that trade dress, copyright, patent, and trademark laws, and various other intellectual property rights          and unfair competition laws, protect the Website and its content. We aggressively protect our intellectual property rights.
   8.2 You may only access the Website or its content according to these terms and any spe-cialty content terms. You will not make any other use of the Website or its content, including by copying,       modifying, accessing, distributing, or performing any content. You will not reproduce, imitate, or use the Website’s content in any manner that is likely to  cause confusion among customers, or in        any manner that disparages or dis-credits the Website. If you do any of this, your actions may constitute an infringe-ment of our rights or the rights of third parties, and can result in termination of       this Agreement.
    8.3 We neither endorse nor recommend the owner of any third party trademarks we dis-play on the Website. In addition, our use of trademarks or links to websites owned by third  parties does         not imply, directly or indirectly, that those owners endorse or have any affiliation with this Website.  
    8.4 We respect the intellectual property rights of all parties, and have adopted a policy re-garding termination of repeat copyright infringers under the Digital Millennium Copy-right   Act. Our               Repeat Infringer Policy is available on request to our customers or sub-scribers.
9. User Conduct; Chat Room Rules
    9.1 You state that all information you provided to us is accurate and current. You will promptly update this information when necessary to ensure that it remains true. You                          acknowledge that you have the capacity to consent to these terms and to perform the acts required of you under this Agreement.
    9.2  As a condition of your use of the Website:
    9.2(A) You will maintain the security of your username and password, along with any other account credentials issued by us, and be fully responsible for all use of your account;
    9.2(B) You will comply with all applicable laws and regulations of any applicable governmental body, and will comply with orders, judgments, or mandates from courts of competent  jurisdiction;
    9.2(C) You will not use the Website for any unlawful purpose or in any way that is prohibited by this Agreement;
    9.2(D) You will not use the Website in any way that exposes us to criminal or civil liability;
    9.2(E) You will not “stalk” or otherwise harass anyone on the Website, including using language that could be deemed offensive or is likely to harass, upset, intimidate, embarrass, alarm, or annoy      any other person or group of persons;
   9.2(F) You will not use the Website to submit, publish, display, disseminate, or oth-erwise communicate any defamatory, inaccurate, abusive, threatening, offen-sive, or illegal  material to any other     user of this Website;
   9.2(G) You will not use the Website to post or send material that is obscene or oth-erwise illegal;
   9.2(I)  You will not use or attempt to use any other member’s account on the Web-site without permission;
   9.2(J) You will not use any automated means—including robots, crawlers, or data mining tools—to download, monitor, scrape, or use data or content from the Website;
   9.2(K) You will not use the Website to collect usernames or email addresses for sending unsolicited messages of any kind;
   9.2(L) You will not take any action that imposes, or may impose, an unreasonable or disproportionately large load on our technology infrastructure or otherwise make excessive demands on it;
   9.2(M) You will not forge headers or otherwise manipulate identifiers in order to disguise the origin of any information you transmit;
   9.2(N) You will not disable, circumvent, or otherwise interfere with security related features of the Website, features that prevent or restrict use or copying of any content, or features      that enforce     limitations on the use of the Website or the content on it;
   9.2(O) You will not post, link to, or otherwise make available on the Website any content that contains software viruses or any computer code, file, or program designed to interrupt, destroy, limit, or     monitor the functionality of any computer software or hardware or any telecommunications equipment;
   9.2(P) You will not commercially exploit or make available the Website or its con-tent to a third party;
   9.2(Q) You will not “frame” or “mirror” the Website;
   9.2(R)You will not seek to avoid acceptance or rejection of our online agreements;
   9.2(S) You will not reverse engineer any part of the Website; and,
   9.2(T) You will not publicly reveal any personally identifying information about any member or model on this Website.
   9.2(U) You will not use the Website to promote, facilitate, or engage in any form of human trafficking, prostitution, or sex trafficking.
   9.2(V) You will not use any slang, acronyms, or abbreviations to promote, facilitate, or engage in any form of human trafficking, prostitution, or sex trafficking.
   9.3 You are entirely responsible and liable for all activities conducted through your ac-count when interacting with others on the Website. You will not post any content that is  infringing, defamatory, obscene, lewd, violent, harassing, invasive of privacy rights, unlawful, or otherwise just plain nasty. Please use your best judgment and respect other individuals using the chat/interactive features of this Website. Remember, be-cause of the anonymous nature of the Internet, participants may not be who they say they are, know what they say they know, or be affiliated with whom they say they are affiliated. You will not use vulgar, abusive, or hateful language at any time. If we find out that you have, we   reserve the right to block you from accessing this Website and hold you responsible. The following are some—though not all—of the violations that may result in our terminating your   access to the Website. You will not do any of the following actions while using the chat room (including private chat), or while oth-erwise communicating with others on or through the Website:
   9.3(A) Harass, threaten, embarrass, or cause distress or discomfort to another chat room participant (including a model/performer), user, or other individual or entity;
   9.3(B) Transmit via any communication feature offered by the Website any infor-mation, data, text, files, links, software, communication, or other materials that we reasonably consider to be  unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, indecent, obscene, pornographic, hateful, or racially, ethnically, or otherwise objectionable;
   9.3(C) Cause any chat room screen to “scroll” faster than other users are able to type to it or any action to a similar disruptive effect;
   9.3(D) Record or distribute any content found on this Website;
   9.3(E) Post private or personal information of other users (including a mod-el/performer);
   9.3(F) Impersonate any person, including a model/performer;
   9.3(G) Request money from, or otherwise defraud, other users (including mod-els/performers) of the Website;
   9.3(H) Engage in sexual activity with another person while sharing a webcam stream;
   9.3(I) Allow anyone under 18-years old on camera at any time;
   9.3(J)  Allow anyone other than the account owner on camera;
   9.3(K) Discuss illegal activity or post links to other websites that deal with those ac-tivities;
   9.3(L) Disrupt the normal flow of dialogue in a chat room or otherwise act in a manner that negatively affects other participants (including a mod-el/performer);
   9.3(M) Intentionally or unintentionally violate any applicable local, state, national, or international law, including any regulations having the force of law while us-ing or accessing chat  room or in           connection with your use of chat room in any manner;
   9.3(N) Post or transmit any unsolicited advertising, promotional materials, or any other forms of solicitation in the chat room (including the solicitation of models/performers for commercial       ventures); or
   9.3(O) Engage in antisocial, disruptive, or destructive behavior, including “bomb-ing,” “flaming,” “spamming,” “flooding,” “trolling,” and “griefing” as those terms are commonly  understood and used on the Internet.
  9.4  We do not endorse the opinions expressed in any user-generated content posted on this Website. We do not and cannot review every posting by users made available on this Website.
   Nor are we responsible for the content of any posting. We do reserve the right to monitor and delete any information or postings we deem inconsistent with these terms. If you are aware of any           information posted that violates these terms, please contact us at Please provide as much detail as pos-sible, including a copy of the objectionle information or the          location where we may find it, the reason we should remove it, and a statement certifying the accuracy of the information you provided to us. 
  9.5 We reserve the right to take appropriate action against you for any unauthorized use of the Website, including civil, criminal, injunctive relief, and cancellation of your ac-count.        An unauthorized use of the Website and our computer systems violates these terms and certain international, foreign, and domestic laws, including the Computer Fraud and Abuse Act. 
  9.6 Members are strictly prohibited from sharing other members’ or models’ person-ally identifying information, personal contact information, geographic location, and soliciting            models/performers for the purposes of unlawful acts, whether sex-ual, or otherwise.  Any such actions, or attempt at such actions, will be deemed a violation of this Agreement and may be grounds for immediate account termina-tion of any and all involved parties.

  9.7 System Abuse Warning: This Website operates as an interactive computer service provider under federal law, and permits individuals to communicate with each other in various  ways. As with   any human interaction, some individuals may seek to abuse the Site, and its networking Services, to annoy, harass, or otherwise harm other users. We do not tolerate      such abuse, and any user   engaging in such conduct risks termina-tion and potential civil or criminal liability. This notification shall serve as a warning to our users of the potential for    misuse of our Services. We urge you to   use common sense when interacting with individuals through the Site, and to report any instances of misconduct to customer support.

   9.8 Fraud and Scam Warning: While we take efforts to prevent our Services from being used for any fraudulent purposes, we specifically and emphatically warn members never to send money to     anyone that they interact with on the Website, other than through Credits.The Website has no way of determining the validity of any commu-nication that you may receive from another  member, or   model/performer, and cannot discern the validity of the person or intentions behind such communication.  

    9.8(A) It is a violation of Website’s policy to solicit money from, or to send mon-ey to, any member or model/performer on the Website, other than through Credits issued by the Website.
    It is your responsibility to inform us of any request for money or any correspondence received from another user in-volving a financial transaction. While we are not obligated to  investigate any          such report, we may do so in our sole discretion.

    9.8(B) You expressly understand and agree that if any member or mod-el/performer that you are in communication with on this Website re-quests money from you for travel                      assistance, medical assistance, sub-sistence or for any other reason, it is likely a scam or a fraudulent scheme and you are at a very high risk of being defrauded. You will report  such request along with the username of the requesting member or model/performer immediately to the Site Administrator 

10. User Submissions
   10.1 You may submit certain content to the Website. Except for personally identifiable in-formation covered under our privacy policy, we will consider any content submitted to this  Website non-confidential and nonproprietary. We will have no obligation for this content and we do not guarantee any confidentiality for any submissions. We may freely use and  otherwise exploit this content for any purpose.
  10.2 For each submission you make to the Website, you certify to us that:
  10.2(A) You own or retain the necessary right to use and authorize us to use all copy-rights, trademarks, trade secrets, patents, or other proprietary rights in and to the submission to enable inclusion and use of the submission in the manner contemplated by the Website and these terms; 
  10.2(B) You will not post any content depicting any person under 18-years old; 
  10.2(C) You have inspected and are maintaining written documentation sufficient to confirm that all subjects of your submission are in fact 18-years old or older; and
  10.2(D) You have the written consent or release of each identifiable person in the submission to use their name or likeness to enable inclusion and use of the submission in the manner contemplated by the Website and these terms.
  10.3 You retain all of your ownership rights in your submissions. However, you grant us a worldwide, perpetual, nonexclusive, royalty-free, sublicensable, and transferable li-cense to    use, reproduce, distribute, prepare derivative works of, display, and perform the submissions for the Website and our (and our successor’s) business, including for promoting and  redistributing any part of the Website (and derivative works of it) in any media formats and through any media channels. This license shall include, but is not limited to, the right to  copy and transfer your entire profile, or portions thereof, and all its content, including text, pictures, photographs, personal description, and any contact information, to any affiliate or related or partner sites of ours  and to post such content on different pages of the Website at our sole discretion.  We shall not be subject to any obligations of confidentiality regarding any such information unless specifically agreed by Us in writing or required by law.  You are solely responsible for your submissions and the consequences of posting them to the Website. You will not submit to the Website any content:
10.3(A) That is copyrighted, trademarked, patented, protected by trade secret, or otherwise subject to third party proprietary rights—including privacy and publicity rights—unless you are the owner of the rights or have permission from the rightful owner to post the content and to grant us all of the license rights granted in section 10.3;
10.3(B) That publishes falsehoods or misrepresentations that could damage us or any third party;
10.3(C) That depicts acts of prostitution, rape, lack of consent, intoxication, prostitu-tion, solicitation, sex trafficking, or human trafficking.
10.3(D) That is illegal, unlawful, threatening, defamatory, obscene, seditious, offen-sive, abusive, liable to incite racial hatred, discriminatory, menacing, scan-dalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy, portrays individuals in a “false light” or may cause annoyance or in-convenience;
10.3(E) That constitutes or encourages conduct that would be considered a criminal offense, give rise to civil liability, or would otherwise be contrary to the law of or violate the rights of any third party in any jurisdiction in the world; 
10.3(F)That constitutes advertisements or solicitations of business;
10.3(G)That impersonates another person; or 
10.3(H) That is technically harmful (including computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data, or other malicious software or harmful data).
10.4 We have no responsibility for, we do not endorse (expressly or implicitly), and we ex-pressly disclaim all liability for any user-generated content submitted to the Website. We do not permit copyright infringing activities or infringement of other intellectual property rights on the Website, and we will remove all content and submissions if properly notified that the content or submission infringes on another’s intellectual property rights. We reserve the right to remove content and submissions without ad-vance notice or delay. We also reserve the right to terminate a user’s access to the Website, in accordance with our Repeat Infringer Policy, if we determine the user is an infringer. While we permit publication of erotic and sexually explicit content, we reserve the right to decide if the content or submission is appropriate and otherwise complies with these terms. We may remove submission or terminate a user’s access for uploading content that violates these terms at any time without prior notice. 
10.5  You understand that the content displayed on the Website is primarily posted by us-ers, including models/performers, and that we do not prescreen or preemptively moni-tor the content. Thus, you understand that when accessing the Website, you may be exposed to submissions from a variety of sources, and that we are not responsible for the accuracy, usefulness, safety, or intellectual property rights for these submissions. You further understand that you may be exposed to submissions that are inaccurate, offensive, illegal, indecent, obscene, or objectionable, and you waive any rights or remedies you have or may have against us for this exposure. We may refuse to pub-lish, remove, or block access to any submission that is available through the Website or our network or Services without notice. 
10.6 We provide this Website as an entertainment service to our users. We assume no re-sponsibility for monitoring the Website for inappropriate content or conduct. If we choose to monitor the Website at any time, we assume (1) no responsibility for the content, (2) no obligation to modify or remove any inappropriate content, and (3) no responsibility for the conduct of the user submitting that content. We may review and delete any submissions that violates these terms or that may be otherwise offensive or illegal. We may also review and delete any submissions that harm or threatens the safety of any user or person not associated with the Website, or that otherwise vio-lates another person’s rights. You are solely responsible for the submissions that you make to the Website and for any other material or information that you transmit or share with other users or unrelated persons through the Website.
10.7 We will fully cooperate with law enforcement authorities or orders from courts of competent jurisdiction, requesting or directing us to disclose the identity or location of anyone posting content in breach of these terms, in accordance with our privacy policies, subpoena compliance policies, and applicable law or regulation.  If your ac-tivity results in the Website receiving a subpoena, discovery request, or court order that causes the Website to incur expenses, court costs, or legal fees for compliance, you agree to reimburse us for any such expenses, costs or legal fees upon our request.
11. Modifications and Interruption to Service
11.1 You acknowledge that we do not guarantee continuous, uninterrupted, or secure ac-cess to this Website and numerous factors or circumstances outside of our control may interfere with or adversely affect our operation of this Website. Nor do we guarantee that you will be able to access or use all parts of this Website, and specifically, we do not guarantee the availability of recorded private shows and chat conversations. Ar-chives, along with any other feature or benefit of this Website, may become perma-nently inaccessible. You understand that we will have no liability to you for any inac-cessibility, including liability to issue a refund or any other transaction reversal be-cause of inaccessibility. 
11.2 We may suspend access to this Website temporarily and without notice for system failure, maintenance or repair, or reasons beyond our control.
11.3 We may immediately suspend, terminate, or block your access to this Website if we reasonably believe that you have violated these terms.
11.4 We reserve the right to modify or discontinue this Website with or without notice to you. If we do, we will not be liable to you or any third party if we exercise our right to modify or discontinue the Website.
12. Warranty Disclaimers
12.1 We provide you access to this Website and its content “as is,” “with all faults,” and “as available.” You assume the entire risk for satisfactory quality, performance, accu-racy, and effort. We make no warranty that the Website or any content will meet your needs or requirements. We disclaim all warranties—express, statutory, or implied—including warranties of merchantability, fitness for a particular purpose, workmanlike effort, accuracy, completeness, reliability, security, title, exclusivity, quiet enjoyment, non-infringement, and warranties that your access to the Website will be uninterrupt-ed, error-free, or that content loss will not occur, to the greatest extent provided by applicable law. There are no warranties of any kind that extend beyond the face of these terms or that arise because of course of performance, course of dealing, or usage of trade.
12.2 We do not warrant, endorse, guarantee, or assume responsibility for any service adver-tised or offered by another person through the Website or any linked website, or fea-tured in any banner or other advertising. We will not be a party to or be in any way re-sponsible for monitoring any transaction between you and other providers of products or Services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where ap-propriate.
12.3 The Website may contain errors, omissions, inaccuracies, or outdated information. We do not warrant the reliability of any statement or other information displayed or dis-tributed through the Website. We reserve the right to correct any errors or omissions in any portion of the Website. If you believe you have found errors or omissions on the Website, please bring them to our attention by contacting our customer service department at
13. Release and Disclaimer of Liability
13.1 You acknowledge that we will not be liable to you for user submissions or the de-famatory, offensive, or illegal conduct of any person. You understand that the risk of harm or damage from this rests entirely with you, and you expressly release us from any liability arising out of user submissions or the conduct of any person.
13.2 You further discharge, acquit, and otherwise release us, our parent company, agents, employees, officers, directors, shareholders, attorneys, and affiliates, from any and all allegations, counts, charges, debts, causes of action, and claims relating in any way to the use of, or activities relating to the use of the Website including, but not limited to claims relating to the following:

    Sexual Harassment, Negligence, Gross Negligence, Reckless Conduct, Alienation of Affections (to the extent recognized in any jurisdiction), Intentional Infliction of Emotional Distress, Intentional Interference with Contract or Advantageous Business Relationship, Defamation, Privacy, Publicity, Intellectual Property, Stat-utory Rape, Misrepresentation, any financial loss not due to the fault of the Web-site, missed meetings, unmet expectations, false identities, fraudulent acts by oth-ers, invasion of privacy, release of personal information, failed transactions, pur-chases or functionality of the Website, unavailability of the Website, its functions and/or Services and any other technical failure that may result in inaccessibility to the Website, or any claim based on Vicarious Liability for Torts committed by in-dividuals met on or through the Website and Services, including but not limited to fraud, theft or misuse of personal information, assault, battery, stalking, rape, theft, cheating, perjury, manslaughter, or murder. 

13.2(A) The above list is intended to be illustrative only, and not exhaustive of the types or categories of claims released by you.  This release is intended by the parties to be interpreted broadly in favor of the Website, and thus any ambi-guity shall be interpreted in a manner providing release of the broadest claims.This release is intended to be a full release of claims, and the parties acknowledge the legally binding nature of this provision, and the nature of the rights given up in connection therewith.

13.3 We expressly disclaim any liability or responsibility to you for any of the following:
13.3(A) Errors, mistakes, or inaccuracies of content;
13.3(B) Personal injury or property damage of any nature resulting from your access to and use of the Website;
13.3(C) Any information, comments, or material you receive that is infringing, inac-curate, obscene, indecent, threatening, offensive, defamatory, invasive of privacy, or illegal;
13.3(D) Any third party’s unauthorized access to or alterations of your account, transmissions, or data;
13.3(E) Any interruption or cessation of transmission to or from the Website;
13.3(F) Any bugs, viruses, Trojan horses, or the like that may be transmitted to or through the Website by any person; 
13.3(G) Any incompatibility between the Website and your other Services, hardware, or software;
13.3(H) Any delays or failures you may experience in initiating, conducting, or com-pleting any transmissions to or transactions with the Website; or
13.3(I) Any loss or damage of any kind incurred because of the use of any content posted, emailed, transmitted, or otherwise made available through the Web-site.
14.Limitation of Liability and Exclusion of Damages
14.1Unless caused by our gross negligence or willful and wanton misconduct, we limit our total liability to you for any claims arising from these terms or your access to the Web-site solely to your incidental and direct damages, if any. However, our total liability to you will not exceed the lesser of $250 USD or the total amount you paid us during the 12-month period before you made your claim. Recovery of these damages will be your sole and exclusive remedy. We disclaim any liability for any other damages of any kind arising out of these terms or your access to the Website. 
14.2 Unless caused by the other’s gross negligence or willful and wanton misconduct, nei-ther party will be liable to the other party for any special, indirect, incidental, conse-quential, exemplary, or punitive damages arising out of these terms or the Website. This exclusion applies even if the other party knew or should have known about the possibility of the damages. 
14.3 The mutual exclusion of special, indirect, incidental, consequential, exemplary, or pu-nitive damages is independent of your exclusive remedy and survives even if your ex-clusive remedy fails of its essential purpose or a court or tribunal of competent juris-diction otherwise deems your exclusive remedy unenforceable. 
14.4 The limitations and exclusions in this section apply regardless of the theory of liability asserted, whether strict liability, breach of warranty (express or implied), breach of contract, tort, or any other legal theory.
15. Scope of Disclaimers
The disclaimers, exclusions, and limitations contained in sections 12, 13 and 14 apply to the maximum extent permitted by applicable law, but no more. They are not intended to deprive you of any mandatory protections provided to you under applicable law. Because some juris-dictions may prohibit the exclusion or limitation of certain warranties, liability for consequen-tial damages, or other matters, some or all of the disclaimers, exclusions, or limitations may not apply to you.  It is your responsibility to determine the extent of which sections 12, 13, and 14 may be applied to you. Please note that nothing in this Agreement is intended to ben-efit any particular third party, and only the parties hereto shall have standing to enforce any term of this Agreement.
16. Loss Payment (also known as Indemnification)
16.1 In General. You must pay us for any loss of ours that you caused by your negligence, intentional misconduct, or violation of these terms. However, you need not pay us for a loss caused by our gross negligence or intentional misconduct. 
16.2 Definitions
16.2(A) Loss means a monetary amount that we are legally responsible for or pay in any form. Amounts include, for example, a judgment, a settlement, a fine, damages, injunctive relief, staff compensation, a decrease in property value, and expenses for defending against a claim for a loss (including fees for legal counsel, expert witnesses, and other advisers). A loss can arise from a tangi-ble or intangible detriment; from bodily injury, property damage, or other causes; can be based on tort, breach of contract, or any other theory or re-covery; and includes incidental, direct, and consequential damages.
16.2(B) A loss is caused by an event if the loss would not have occurred without the event, even if the event is not a proximate cause of the loss. 
16.3 Legal Defense of a Claim. We have control over defending a claim for a loss (includ-ing settling it), unless we direct you to control the defense. We reserve the right to se-lect legal counsel of our choice, for any claims subject to indemnification.  You and we must cooperate with each other in good faith on a claim.
16.4 No Exclusivity. Our rights under this section do not affect other rights we might have.
17. Limited Time to Bring Claims
A party to these terms must bring any claim that party may have against the other party that arises out of these terms or the Website within 1 year after the claim arises. If a party fails to bring any claim that party may have against the other party within this 1-year period, the claim is permanently barred.
18. Compliance with Laws
You understand that we make no representation that the content available on this Website is appropriate or available for use in any particular locations. You assume all knowledge of ap-plicable law and are responsible for compliance with these laws.
19. Governing Law
Florida law exclusively governs these terms without regard for any choice-of-law rules that might direct the application of the laws of any other jurisdiction.
20. Dispute Resolution
20.1 Except for disputes subject to arbitration, all disputes arising under these terms or re-garding the Website will be subject to the exclusive jurisdiction and venue of the courts in Orange County, Florida. The parties submit to the personal jurisdiction of the courts in Orange County, Florida to resolve all disputes not subject to arbitration. The parties agree that the exclusive venue and forum to resolve all disputes not sub-ject to arbitration will be in the courts in Orange County, Florida, and waive any right to seek another venue because of improper or inconvenient forum.
20.2  The parties agree that the Website will be deemed to be based in Florida, and that the Website will be further deemed a passive online service provider that does not give rise to personal jurisdiction over the Website, either specific or general, in any other jurisdiction.
20.3  Nothing in this Agreement shall be construed as an admission or concession that the laws of any other jurisdiction applies to the Website, or to this Agreement.
20.4  Waiver of Jury Trial. Both parties agree that as part of their consideration for these terms, they waive the right to a trial by jury for any dispute arising between the parties related to the subject matter of these terms. The parties further agree that this waiver will be enforceable up to and including the day that trial is to start, and even if the ar-bitration provisions of this section are waived.
21. Class Action Waiver
Any proceedings to resolve or litigate any dispute in any forum will be conducted solely on an individual basis. Neither you nor we will seek to have any dispute heard as a class action or in any other proceeding in which either party acts or proposes to act in a representative ca-pacity. No arbitration or proceeding will be combined with another without the advanced written consent of all parties to all affected arbitrations or proceedings.
22. Rights to Injunctive Relief
Both parties acknowledge that remedies at law may be inadequate to provide an aggrieved party with full compensation if the other party violates these terms, and that an aggrieved party may seek injunctive relief if a violation occurs, in addition to seeking all other remedies available at law or in equity.
23. This Service is for Amusement Purposes
You understand and accept that Our Site and Services is an entertainment and recreational service.  All content depicts consenting models over the age of eighteen (18) that have pro-vided rights to the Site to publish the content.  All images are provided for amusement and entertainment purposes. Any user accessing Our Site in an effort to engage in or facilitate il-legal or tortious activities may be reported to the appropriate law enforcement agency. Noth-ing contained in this section is intended to limit the scope of releases and/or indemnification contained elsewhere in this Agreement. 
General Provisions
23.1 Entire Agreement. This Agreement, together with the privacy policy, and any other legal notice published by us on the Website, form the entire agreement between you and us concerning your use of the Website. It supersedes all prior terms, understand-ings, or agreements between you and us regarding use of the Website. A printed ver-sion of this Agreement and of any notice given in electronic form will be admissible in any proceedings based on, or relating to these terms. Such version of this Agreement shall be utilized to the same evidentiary extent, and subject to the same conditions as other business documents and records originally generated and maintained in printed form. 
23.2  Modifications. We may modify the terms of this Agreement on one or more occa-sions. Changes will become effective on the effective date noted at the top of the modified terms. It is your responsibility periodically to check the Website to review the most current terms. While we will try to notify of any changes to these terms, we do not assume an obligation to do so. By continuing to use the Website after we post changes to this Agreement, the modified terms will bind you even if you have not actually read them. If you do not agree to the changes, your exclusive remedy is to stop accessing the Website. If you need more information about the changes or have any other questions or comments about the changes, please contact us at 
23.3  Assignment and Delegation. We may assign any rights or delegate any performance under this Agreement without notice to you. You will not assign, delegate, or subli-cense any of your rights or duties without our advanced written consent. Any at-tempted assignment or delegation in violation of this provision will be void.
23.4 Severability. If any provision of this Agreement is determined to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force, if the essential terms for each party remain valid, binding, and enforceable.
23.5  Cumulative Remedies. All rights and remedies provided in these terms are cumulative and not exclusive, and the assertion by a party of any right or remedy will not pre-clude the assertion by the party of any other rights or the seeking of any other reme-dies available at law, in equity, by statute, in any other agreement between the parties, or otherwise.
23.6  Successors and Assigns. These terms inure to the benefit of, and are binding on, the parties and their respective successors and assigns. This section does not address, di-rectly or indirectly, whether a party may assign its rights or delegate its performance under these terms.
23.7  Force Majeure. We are not responsible for any failure to perform because of unfore-seen circumstances or causes beyond our reasonable control, including: 
23.7(A)  Acts of God, such as fire, flood, earthquakes, hurricanes, tropical storms, or other natural disasters; 
23.7(B)  War, riot, arson, embargoes, acts of civil or military authority, or terrorism;
23.7(C) Fiber cuts;
23.7(D) Strikes, or shortages in transportation, facilities, fuel, energy, labor, or mate-rials;
23.7(E) Failure of the telecommunications or information Services infrastructure; and
23.7(F) Hacking, SPAM, data breach, or any failure of a computer, server, network, or software for so long as the event continues to delay our performance;
23.7(G) Unlawful acts of our employees, agents, or contractors.
23.8 Expenses and Costs of Enforcement. If a court or tribunal of competent jurisdiction determines that a party violated these terms, the breaching party will reimburse the non-breaching party for all actual costs and reasonable attorney fees incurred in en-forcing this Agreement. 
23.9 Notices.
23.9(A) Any notice required to be given under this Agreement may be provided by email to a functioning email address of the party to be noticed, by a general posting on the Site by Us, or personal delivery by commercial carrier such as Federal Express.  Notices by customers to Us shall be given by electronic messages unless otherwise specified in the Agreement.
23.9(B) Change of Address. Either party may change the address to which notice is to be sent by written notice to the other party pursuant to this provision of the Agreement.
23.9(C) When Notice is Effective. Notices shall be deemed effective upon deliv-ery.  Notices delivered by overnight carrier shall be deemed delivered on the business day following mailing. Notices mailed by registered or certified mail with return receipt requested, shall be deemed delivered five (5) days after mailing.  Notices delivered by any other method shall be deemed given upon receipt.  Notices by email and facsimile transmission, with confirmation from the transmitting machine that the transmission was completed, are ac-ceptable under this Agreement provided that they are delivered one (1) hour after transmission if sent during the recipient's business hours, or 9:00 a.m. (recipient's time) the next business day.  Either party may, by giving the oth-er Party appropriate written notice, change the designated address, fax num-ber and/or recipient for any notice or courtesy copy, hereunder.
23.9(D) Refused, Unclaimed, or Undeliverable Notice. Any correctly addressed no-tice that is refused, unclaimed, or undeliverable, because of an act or omis-sion of the party to be notified shall be deemed effective as of the first date that said notice was refused or deemed undeliverable by the postal authori-ties, messenger, facsimile machine, email server, or overnight delivery ser-vice.
23.10 Authorization and Permission to Send Emails to You. You authorize us to email you notices, advertisements, and other communications to you, including emails, adver-tisements, notices, and other communications containing adult oriented material, sex-ual content and language, and images of nudity not suitable for minors. This authori-zation will continue until you request us to remove you from our email list.  You un-derstand and agree that even unsolicited email correspondence from us, or our affili-ates, is not SPAM as that term is defined under the law.
23.11 Electronic Signatures. You agree to be bound by any affirmation, assent, or agree-ment you transmit through this Website. You agree that when in the future you click on an “I agree,” “I consent,” or other similarly worded “button” “check box” or entry field with your mouse, keystroke, or other computer device, your agreement or con-sent will be legally binding and enforceable and the legal equivalent of your handwrit-ten signature. 
23.12 California Residents. The Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs may be contacted at: You understand and agree that by assenting to this Agreement, You waive any applicability of California Civil Code §1542 as it may be applied to Your release of legal claims arising from Your use of the Site and/or Services.
23.13 English language. We have written this Agreement and our associated Website poli-cies in the English language. You are representing your understanding and assent to the English language version of this Agreement as it is published.  We are not liable to you or any third party for any costs or expenses incurred in translating this Agree-ment. In the event that you choose to translate this Agreement, you do so at your own risk, as only the English language version is binding.
23.14 Section 230 Notice: You acknowledge Your responsibility to prevent minors under Your care from accessing harmful or inappropriate material.  You agree not to allow minors to view any such content, and You agree to take responsible measures to pre-vent them from doing so.  Numerous commercial online safety filters are available which may help users limit minors' access to harmful or inappropriate material.   Pur-suant to 47 U.S.C. §230(d), You are hereby informed that You can research such Ser-vices by typing the words “parental controls” or similar terms, into an internet search engine.  We recommend that You conduct appropriate due diligence before purchas-ing or installing any online filter.  You agree to take particular steps to prevent minors from viewing Our Site or the content received via Our Services if Your computer or mobile device can be accessed by a minor.  Finally, You agree that if You are a parent or guardian of a minor child, it is Your responsibility, not Ours, to keep any age-restricted content on Our Site or Services from being displayed or accessed by Your children or wards.

23.15 Pursuant to the Communications Decency Act (“CDA”), 47 U.S.C. § 230(c)(1), and court decisions interpreting the scope of the CDA, You acknowledge and understand that we operate as the provider of an interactive computer service.  Thus, we are im-mune from, and cannot be held responsible, in most circumstances, for claims arising from the publication or transmission of your content as well as the content of other Users and third parties.  We do not create such content, and we are not responsible for the publication of remarks or communications of third-parties that may arguably rise to the level of being actionable under federal or state laws including, but not lim-ited to, the publication of material that might be considered defamatory, or violative of privacy or publicity rights.  Note, that federal law allows is to remove or block any content found to be offensive, defamatory, obscene or otherwise violative of our poli-cies, without impacting our status as the provider of an interactive computer service.  Nothing contained in this Agreement is intended to limit or alter the immunity from claims provided by Section 230 of the Communications Decency Act, and no third parties are intended to benefit from this Agreement between you and us.

24. Copyright Information:  All Materials included on the Site, such as text, graphics, photo-graphs, video and audio clips, music, soundtracks, button icons, streaming data, animation, images, downloadable materials, data compilations and software provided by the Site is the property of the Company or its content suppliers and is protected by United States and inter-national copyright laws. We retain all right, title, and interest in the such Materials. The com-pilation of all Materials on the Site is the exclusive property of the Company or its content suppliers and protected by United States and international copyright laws, as well as other laws and regulations.
25. Trademark Information:
Unless otherwise stated or the context otherwise requires, the following trademark infor-mation will apply:
25.1 The brand name of the Site, Streamhouse, is considered a service mark owned by the Website.  We aggressively defend Our intellectual property rights.
25.2  Other manufacturers’ product and service names referenced herein may be trademarks and service marks of their respective companies and are the exclusive property of such respective owners, and may not be used publicly without the express written consent of the owners and/or holders of such trademarks and service marks. 
25.3  All of the marks, logos, domains, and trademarks that You find on the Site and Ser-vices may not be used publicly except with express written permission from Us, and may not be used in any manner that is likely to cause confusion among consumers, or in any manner that disparages or discredits Us.

26. Export Control:  You understand and acknowledge that the software elements of the mate-rials on the Site may be subject to regulation by governmental agencies which prohibit export or diversion of software and other goods to certain countries and third parties.  Diversion of such materials contrary to United States’ or international law is prohibited.  You will not as-sist or participate in any such diversion or other violation of applicable laws and regulations.  You warrant that You will not license or otherwise permit anyone not approved to receive controlled commodities under applicable laws and regulations and that You will abide by such laws and regulations. You agree that none of the materials are being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals or be used for proscribed activities. 

27. No Agency Relationship:  Nothing in this Agreement shall be deemed to constitute, create, imply, give effect to, or otherwise recognize a partnership, employment, joint venture, or for-mal business entity of any kind; and the rights and obligations of the parties shall be limited to those expressly set forth herein.

28.  Usages
In these terms, unless otherwise stated or the context otherwise requires, the following usages will apply:
28.1  References to a statute will refer to the statute and any successor statute, and to all regulations promulgated under or implementing the statute or successor, as in effect at the relevant time. 
28.2 References to numbered sections in these terms also refer to all included sections. For example, references to section 6 also refer to sections 6.1, 6.1(A), etc.
28.3  In computing periods from a specified date to a later specified date, the words “from” and “commencing on” (and the like) mean “from and including,” and the words “to,” “until,” and “ending on” (and the like) mean “to but excluding.”
28.4 References to a governmental or quasi-governmental agency, authority, or instrumen-tality will also refer to a regulatory body that succeeds to the functions of the agency, authority, or instrumentality.
28.5 “A or B” means “A or B or both.” “A, B, or C” means “one or more of A, B, and C.” The same construction applies to longer strings.
28.6  “Including” means “including, but not limited to.”
29.  No Waiver:  No waiver or action made by Us shall be deemed a waiver of any subsequent default of the same provision of this Agreement.  If any term, clause or provision hereof is held invalid or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the validity or operation of any other term, clause or provision and such invalid term, clause or provision shall be deemed to be severed from this Agreement.

30.Headings: All headings are solely for the convenience of reference and shall not affect the meaning, construction or effect of this Agreement.

31.Complete Agreement:  This Agreement constitutes the entire agreement between the parties with respect to Your access and use of the Site, Services and the materials contained therein, and Your use of the Site and Services, and supersede and replace all prior understandings or agreements, written or oral, regarding such subject matter.

32.  Other Jurisdictions/Foreign Law:  We make no representation that the Site, Services or any of the materials contained therein are appropriate or available for use in other locations, and access to them from territories where their content may be illegal or is otherwise prohibited. Those who choose to access the Site and Services from such locations do so on their own ini-tiative and are solely responsible for determining compliance with all applicable local laws.  Nothing contained in this Agreement shall be interpreted as an admission that that the Site or the Company is subject to the laws of any nation besides the United States.